Can You Get Low Cost Auto Insurance After a DUI?
Although everyone realizes the dire consequences of a DUI or DWI, most people have no idea how much it really costs you financially until after it happens. The obvious repercussions are that you will have a black mark on your driving record for a mighty long time, and you may even have your vehicle confiscated for a period of time. Some states will prevent you from driving, and you may even have to serve jail time. But, after all of that is over and you are legal to drive again, how can you get low cost auto insurance?
The average financial cost of a DUI in this country, taking into consideration the ticket, legal fees, and penalties, is over $10,000. Then, you come to the additional cost of your car insurance. Once you have a DUI on your record, you can certainly expect the cost of your car insurance to go up, but that does not mean that you can’t still get low cost auto insurance.
Your first impulse may be to go to an auto insurance company that specializes in insuring people with DUIs, but they are rarely cheap, and the service they offer is usually not that good. By looking online, you will be able to compare low cost auto insurance from multiple companies at one time. From there, you will be able to see which companies are eager for your business and which ones are not.
Just because you have a DUI does not mean you are uninsurable, and also remember that the length of time since your DUI occurred is also important, so if it has been a year or more sine the DUI, it might be time to get a new quote on your auto insurance. You could end up saving a lot of money.
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Photo Credit: Marit & Toomas Hinnosaar
